Secure Your Financing at Auto One
Fill out the application below to get started!
Welcome to Auto One
Welcome to Auto One Finance Application page, where we aim to make car buying as easy as possible. Whether you’re starting fresh or repairing past credit, our Buy Here Pay Here system provides a direct, hassle-free approach to securing the loan you need. With 1,000+ vehicles on our lot and flexible payment plans, you’ll be driving off sooner than you think.
- No Bank Approval Needed – We finance in-house
- Flexible Down Payments
- Passport or Alternate ID Accepted
- Build Credit: We report to major bureaus
- No Driver’s License? We can still work with you
Why Choose Our Buy Here Pay Here Program?
At Auto One, we believe in giving everyone a second chance. Our in-house financing approach allows us to base approval on your ability to pay, not your credit score. This means if you have a steady income, we’ll do our best to get you approved for a vehicle that fits your budget and daily needs.
- Fast Approval Decisions
- Varied Payment Schedules (weekly, bi-weekly, monthly)
- Opportunities to Rebuild Credit
- Friendly, Supportive Staff (English & Spanish)
Requirements for Approval
- Proof of Income (recent pay stubs, bank statements)
- Valid ID (passport or government-issued ID)
- Proof of Address (utility bill or lease)
- References (if necessary)
If you don’t have a social security number or standard driver’s license, we’ll work with you to find the best path forward.
Buy Here Pay Here Financing: 3 Easy Steps to Approval
Step: 1
Apply
Getting started is simple! Fill out our easy online application or visit Arlington Auto Trader to apply in person. You don’t need perfect credit—our Buy Here Pay Here financing is designed to work for everyone.
Step: 2
Verify
Our team will review your application and verify your documents provided.
Don’t have a Social Security number? We can get you financed! We accept passports and other valid forms of ID.
Step: 3
Drive
Once approved, it’s time for the fun part—choosing your vehicle! Select from our wide inventory of reliable cars, trucks, and SUVs. Drive off the lot with confidence, knowing you’re getting a car you can afford!
Finance FAQs
Not at all. We specialize in Buy Here Pay Here and focus on your current income.
We commonly accept passports or other ID forms. A valid Texas address is key.
Yes! We frequently help customers with alternate IDs or no social.
Often within the same day, especially when you bring all necessary documents.
Absolutely! We report on-time payments to major credit bureaus to bolster your score.
Down payments can vary depending on the vehicle price and your financial situation. We’ll tailor a plan that works for you.
Yes—use your trade-in value to lower the total amount financed.
Reach out to our finance team at (817) 502-6622 for personalized guidance.
Still Have Questions?
Take the First Step
Ready to drive home in a dependable vehicle? Complete our secure finance application or call us directly. Our bilingual staff is committed to helping you find the ideal car, truck, or SUV at a rate that works for your budget.
Visit Us in Arlington, TX
We encourage you to drop by our dealership at 808 E Division in Arlington to talk financing in person. Our team is eager to answer any questions and guide you through your next vehicle purchase.
